Finding mortgage land purchase quotes can be a challenge. Most mortgage lenders only want to work with properties which already have homes built on them. Empty plots of lands have higher default rates because the owner doesn't live on them. When the roof over your head is threatened with foreclosure, you're more likely to find a way to pay the bills than when it's a property with nothing on it. That makes it a more risky type of loan and many lenders just aren't willing to accept that risk.

But that doesn't mean that there aren't lenders who are willing to work with you. Because it's a much smaller group of lenders, the price competition isn't as fierce for your business as for a standard purchase or refinance. That makes it all that much more important to protect yourself from being overcharged by getting mortgage quotes from more than one lender.

We've found only one provider that meets our standards. Fill out the application as completely as possible. Make sure that you provide accurate contact information as an accurate quote for your situation will almost always require more information - whether it's about your employment, your credit, or your property - than the short application form will allow.

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Low Cost Lending

Profile: Low Cost Lending is an excellent across-the-board mortgage quote source, a Better Business Bureau online member, and an Inc. 500 honoree.

Recommended for: All mortgage quotes

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If you have questions before selecting your mortgage land purchase quote provider(s),
check out our Mortgage Quote FAQ.